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PREMIER
PLUS™
All Health Plans
PREMIER PLUS™
WORLD-CLASS BENEFITS
Protect your family’s wellbeing with Best Doctors Premier Plus international medical coverage, with free choice of providers around the world, and preventive benefits.
| ITEM/SERVICE | COVERAGE |
|---|---|
| Maximum Annual Benefit | USD $7 million |
| Eligibility | Up to age 74 |
| Hospital Network | Free Choice |
| Hospitalization | 100% |
| Room | Private and Semi-Private 100% |
| Intensive Care | 100% |
| Accommodation for Accompanying Minor | USD $300 per night, up to 10 nights |
| Reconstructive surgery in case of Illness or accident | 100% |
| Surgery (including Outpatient Surgery) | 100% |
| Emergency Room | 100% |
| Major Diagnostic Services | 100% |
| Surgical Treatment for symptomatic disorders of the feet | 100% |
| Cancer risk reduction surgery (Prophylactic surgery) | $30.000 per Insured per Lifetime |
| Bariatric Surgery, Gastric by-pass, and any surgical procedure intended for eight loss, its complications, treatments | $10.000 per Insured per Lifetime |
| Cancer Treatment | 100% |
| Dialysis | 100% |
| Emergency Dental Coverage | Only covered within the first 180 days of the accident |
| Physicians and Specialists Visits | 100% |
| Surgeon and Anesthesiologist Fees | 100% |
| Prescribed Medications | 100% |
| Preventive Care (Available in deductibles $500/$1000 and $1000/$2000) | Not Applicable |
| Outpatient Physical Therapy, Rehabilitation and Home Health Care (private nurse) | 100% |
| Illness or injury in Private Aircraft | 100% |
| Surgical Implants or Prosthesis (excluded dental) | 100% |
| Durable Medical Equipment, Special devices (External Prosthesis, Orthotic devices) | 100% |
| Maternity*** | USD $5,000 (Available in deductibles $500/$1,250, $1,000/$2,500, $3,000/$4,000* and $5,000/$5,000**) per event, no Deductible applies *Applies only for Mexico **Does not apply to Mexico |
| Stem Cells*** | Included in maternity benefit |
| Maternity Complications and Birth Complications*** | USD $125,000 lifetime per Policy. A 10 month Waiting Period applies. Rider USD $300 annual cost for additional USD $500,000 lifetime coverage. (Available in deductibles $500/$1,250, $1,000/$2,500, $3,000/$4,000* and $5,000/$5,000**). *Applies only for Mexico **Does not apply to Mexico |
| Inclusion of Newborn | Automatically included without underwriting if born from a covered maternity and if not born of a pregnancy that is a result of any type of fertility treatment |
| Additional Benefit for dependents | Not Applicable |
| Congenital and Hereditary Disorders (<18 years old) | 100% |
| Congenital and Hereditary Disorders (≥18 years old) | 100% |
| Organ and Tissue Transplants | USD $1 million per organ/ tissue per Insured per lifetime and USD $40,000 for medical expenses for the Living Donor |
| Specialized Treatments | USD $3,500 for treatments related to occupational therapy, psychiatry, sleep apnea and any other sleep disorders, per Insured per Policy Year |
| Autism | Covered under Specialized Treatments |
| Routine Health Checkup | USD $200 per Insured, per Policy Year (age 18 and over) No deductible applies |
| Routine Health Checkups for Minor Children | Not Applicable |
| Palliative / Hospice Care | USD $15,000 per Insured after deductible |
| HIV/AIDS | USD $1,000.000 Per lifetime Waiting period of 24 months applies |
| Coverage for Accidents while Practicing Professional Sports | Included |
| Emergency Transportation | |
| Air Ambulance | USD $100,000 per Insured per Policy Year to the closest hospital of qualified treatment. No deductible applies |
| Ground Ambulance | 100% No deductible applies |
| Repatriation of Mortal Remains | USD $50,000 |
| Additional Benefits | In the event of death of the Primary Insured, his/her Insured Dependents will have free coverage for two (2) years after the last paid period |
| In case of serious accident, as defined in this Policy, no deductible will apply for the first Medically Necessary Hospitalization, following the Serious Accident. Any subsequent treatment will incur the Deductible | |
| Deductible will be waived up to a $5,000 maximum in case of an Accident or Emergency that occurs while the Insured is travelling outside of his/her country of residence | |
| The Insurer will reimburse up to a maximum of USD $1,500 for the cost of a ticket in economy class to travel from the country of residence to one of the providers included in the Centers of Excellence Network in Latin America, previously approved by the Insurer | |
| Coverage for accidents that occurred during the practice of professional sports | 100% |
| Coverage for accidents that occurred during the practice of high risk activities | 100% |
| Temporary Emergency coverage while application is evaluated | $25,000 |
| Coverage for Alzheimer disease | 100% |
| Unique Services | InterConsultation™ Best Doctors Concierge™ |
| Optional Coverage Available | + Critical Select + Maternity Complications (Available in deductibles $500/$1,250, $1,000/$2,500 and $5,000/$5,000*) *Does not apply to Mexico |
