ACCESS TO THE BEST HOSPITALS IN THE U.S.A.
This plan provides members with great solutions for major impact illnesses.
ITEM/SERVICE | COVERAGE |
---|---|
Maximum Annual Benefit | $2,000.000 per Insured per Policy Year |
Eligibility | Up to age 74 |
Renewal | Lifetime guarantee |
Coverage | Worldwide. Free choice of Providers anywhere in the world |
Private and Semi-Private Room | 100% |
Intensive Care Unit | 100% |
Surgery (Including Outpatient Surgery) | 100% |
Emergency Room | 100% |
Surgeon and Anesthetist Fees | 100% |
Major Diagnostic Services | 100% |
Cancer Treatment | 100% |
Dialysis | 100% |
Congenital and Hereditary Disorders | $100,000 per Insured per lifetime (When the condition is diagnosed before age 18) 100% (When the condition is diagnosed at age 18 or after) |
Organ and Tissue Transplant | $300,000 per Organ(s) or Tissue per Insured per lifetime $20,000 for Living Donor |
Outpatient Physical Therapy, Rehabilitation and Home Health Care (Private nurse) | $4,000 per Insured per Policy Year after deductible |
Surgical treatment for symptomatic disorders of the feet | 100% |
Emergency Dental Coverage | 100% |
Physicians and Specialists Visits | 100% |
Reconstructive Surgery in case of illness or accident | 100% |
Durable Medical Equipment Special Devices, External prosthesis, Orthotic devices | $6,500 per Insured per Policy Year, after deductible. |
Surgical Implants or prosthesis (Excluding dental) | 100% |
Prescribed Medications | $6,500 per Insured per Policy Year (outside hospitalization) after deductible 100% during hospitalization |
Prophylactic surgery for reduction of cancer risk | $10,000 per Insured per lifetime after deductible |
Emergency Transportation | |
Air Ambulance | $30,000 per Insured per Policy year to the closest Hospital of qualified treatment. No deductible applies |
Ground Ambulance | 100% to the closest Hospital of qualified treatment. No deductible applies |
Repatriation of Mortal Remains or Cremation Services | $5,000 per Insured per Policy Year, after deductible, in the event of death resulting from a covered Accident or condition |
Coverage for accidents that occurred during the practice of high risk activities | 100% |
Additional Benefits | Deductible will be waived up to a USD $5,000 maximum in case of an Emergency or Accident that occurs while the Insured is travelling outside of his/her country of residence |
In case of Serious Accident, as defined in this Policy, not deductible will apply for the first Medically Necessary Hospitalization, following said Serious Accident. Any subsequent treatment will incur the deductible | |
Unique Services | InterConsultation®: Confirmation of diagnosis and recommendation of the best treatment and specialists. Immediate access to this benefit available regardless of any exclusion applicable under this Policy |
Best Doctors Concierge™: Coordination of medical appointments, hospital admission, travel arrangements, accommodation and transportation when services are rendered outside of the Insured’s Country of Residence | |
THINGS YOU SHOULD KNOW | • Unless otherwise stated, the benefits are on a per Insured, per Policy Year basis in which the chosen deductible applies • All benefits are in US Dollars (USD) • Cumulative deductible per Insured, per Policy Year. Maximum two deductibles per family per Policy Year • Costs are subject to being usual, customary and reasonable |
ADDITIONAL COVERAGE AVAILABLE (RIDER) | |
CriticalSelect ™ Eligibility: Age 3–59, renewable cover up to age 65 | Monetary benefit to pay for incidentals when being diagnosed with a covered illness or surgery Covered conditions and surgeries: Cancer, stroke, heart attack (myocardial infarction), coronary artery by-pass surgery, kidney/renal failure, multiple sclerosis, benign brain tumor, paralysis (paraplegia), organ transplant (kidney, heart, lung, liver, pancreas or bone marrow), blindness, deafness |